IBM is a fortune 500 technology company based in New York, United States. The company offers a broad array of technology infrastructure, software and services to financial services sector to help banks create a superior customer experience, build agile core banking systems, offer innovative payment services and optimize enterprise risk management. IBM Safer Payments, part of the Financial Crimes Insight portfolio, is a real time fraud detection, fraud modeling and case management platform built to mitigate fraud in all cashless payments – from traditional card payment systems to new era of faster / digital payments. IBM Safer Payments’ cognitive approach involves learning from past transactions to generate best fit rules that fraud analysts can use to optimize existing models or build and deploy new models in minutes as opposed to weeks. For more information, visit ibm.com/saferpayments.