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Token’s open banking and digital money platform, TokenOS, is modernising the world’s payment systems, making money movement cheaper, faster and more secure. TokenOS integrates with existing infrastructure, keeping businesses at the centre of the new payments value chain and creating a more secure user experience. 

Token’s open banking API delivers consistent, scalable access to banks. Banks and businesses have access to over 4,000 banks for lower cost, frictionless payment initiation, and maintain a competitive advantage in today’s API economy. With Token, participation in open banking can be achieved at scale quickly. Token is the only platform that offers a universally accessible stablecoin, Token X, to harness the power of digital money. Token X combines high security and usability, designed to transform cross-border business payments. 100% backed by fiat currency and independently audited, it provides the safest access to blockchain technology. Token X removes the friction in today’s payments infrastructure and provides instant, low cost payment execution. 

Token is a recognised industry leader, winning Best Payments Newcomer in the 2019 Card and Payments Awards and the Open Banking category in the 2018 London Institute of Banking & Finance Financial Innovation Awards. It was the first licensed PISP to conduct an end-to-end payment through a public bank API and payments with the CMA9 public bank APIs in 2018. Token was named as one of the top ten companies to watch globally in the 2017 Financial Times Future of Fintech shortlist and named in CB Insights’ 2017 global annual ‘The Fintech 250’ ranking.

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